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When Home Loan Defaults Turn Critical: Understanding the Foreclosure Process in India

By MakeMarch 24, 20266 Ahmedabad

Missed home loan EMIs can set off a chain of events that many borrowers do not fully understand. Contrary to popular belief, lenders do not immediately take over a property after a default. Instead, foreclosure in India follows a structured legal process governed by the SARFAESI Act, ensuring due notice, defined timelines, and procedural safeguards before repossession and auction.

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